Another Way 8-Digit Bins Complicate PCI Compliance: It's Not Just Data-at-Rest
The adoption of 8-digit BINs in 2022 has already created many transitional challenges for organizations needing access to the full BIN numbers (see...
David Gamey
:
Jan 17, 2017 10:07:00 PM
Masking and truncation of cardholder data may seem the same on the surface (eg. 423456XXXXXX7890); however, each implies different functionality.
Masking applies to displays and implies the data can be accessed behind the scenes.
Truncation applies to storage and implies the permanent and irrecoverable transformation of the original data.
For more see the official PCI Compliance glossary.
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